Terms & Privacy

Who runs this

Splitbreeze is operated by Stefan Ratchev, an individual based in Bulgaria (EU). For anything on this page — questions, feedback, data requests — email hello@splitbreeze.com.

What Splitbreeze stores

There are no accounts. No emails, passwords, or profiles are collected. What the app keeps is exactly what you and your group type in:

• Trip data — the trip’s name, participant names, expenses (descriptions, amounts, items), who claimed what, settle-up payments, and an activity log of who did what.
• Bill photos — if you scan a bill, the photo is stored so the trip can show it.
• On your device — the browser’s local storage remembers which trips this device has visited and which participant you said you are. That stays on your device; clearing browser data clears it.

Analytics are cookieless and aggregate (Vercel Analytics): they count visits, they can’t identify you. There is no advertising, no cross-site tracking, and no consent banner because there’s nothing to consent to.

Who touches the data

Splitbreeze runs on rented infrastructure, all processing trip data on the operator’s behalf:

• Vercel — hosting and analytics; the app runs in Frankfurt, Germany.
• Neon — the database (Frankfurt, Germany).
• Vercel Blob — bill photo storage (Frankfurt, Germany).
• Google (Gemini API) — when you scan a bill, the photo is sent to Google’s Gemini model to read the amounts and items. Under the paid API terms, Google doesn’t use these photos to train its models.

Nothing is sold or shared beyond that.

The link is the key

A trip is reachable by anyone who has its link — that’s the design, since there are no accounts. Links are long and unguessable, but anyone you share one with can see and change everything on that trip, and can share it onward. Bill photos live at similarly unguessable links. Keep trip links within your group, and don’t put anything in a trip you wouldn’t want the whole group to see.

Deleting your data

Data is kept until you ask for it to go. To have a trip and its photos permanently deleted — or to exercise any other GDPR right (access, correction, erasure) — email hello@splitbreeze.com with the trip link. Deletion is handled manually, usually within a few days. You can also complain to your local data-protection authority; in Bulgaria that’s the CPDP.

Terms of use

• Splitbreeze is free and provided as is, with no warranty of any kind. It may be unavailable, lose data, or shut down — treat it as a helpful notebook, not a system of record.
• Balances and settle-up suggestions are arithmetic, not financial advice. Check the numbers before money changes hands; payments happen outside the app.
• Don’t abuse the service (bulk scanning, scraping, automated traffic) and don’t use it for anything unlawful.
• Anyone with a trip link can edit that trip; the operator isn’t responsible for what people in your group enter or delete.
• These terms are governed by Bulgarian law.

If you’ve read this far: the feedback address is the same one. Tell me what’s broken or what you’d love — hello@splitbreeze.com.